Where We Serve
Bio-Clean of New Jersey provides cleanup documentation and works with property owners and insurance adjusters during the claims process.

Insurance Help for

Cleanup & Restoration

Dealing with a traumatic event is stressful enough whether it's a death, a flood, or any other unexpected bio hazard event. If insurance is involved, Bio-Clean of New Jersey can help with the documentation and information needed for your claim.
📞 Call 856-307-1051
24/7Emergency Response
Bio-Clean of New Jersey works with homeowners, businesses, property managers and insurance adjusters to provide clear documentation throughout the restoration

Using Insurance for Your Cleanup?

If you’re dealing with a biohazard, water damage, sewage, mold, or another type of property cleanup, one of your first questions may be whether insurance will help pay for it. In many cases, it may. It depends on what happened and what your individual policy covers. Bio-Clean of New Jersey has worked with insurance companies and adjusters for years. We can help walk you through the process and provide the estimate, photos, invoices, and other documentation needed for your claim. Dealing with any kind of traumatic event is stressful enough. We're here to help ease the pain and advocate for you.

Already Have a Claim?

Have your insurance company, claim number, adjuster’s name, and their contact information ready. With your authorization, we can communicate with your adjuster about our work, help walk you through the insurance process, and provide requested documentation.
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What We Can Provide

PHOTOSDocumentation of the affected/affected areas
INVOICESClear records of services performed
ESTIMATESDetailed Cleanup Estimates
JOB DOCUMENTATION & Electronic Claim FilingRecords from the Cleanup
SCOPE OF WORKDocumentation of recommended work
ADJUSTER COMMUNICATIONInformation about our work when requested
Bio-Clean of New Jersey works with property owners and insurance adjusters to coordinate cleanup, provide documentation and help keep the claims process moving.

We've Worked With Insurance Claims For Years

We have handled cleanup and restoration projects involving homeowners, businesses, property managers, insurance companies and adjusters all throughout New Jersey, Philadelphia, and the Mid Atlantic region.
Insurance Support

WE CAN ELECTRONICALLY

SUBMIT YOUR CLAIM

Getting your claim started shouldn't mean chasing paperwork.

Bio-Clean of New Jersey can electronically submit claim information and supporting documentation on behalf of our customers, helping get your claim in front of the insurance carrier and adjuster faster.
We work with major insurance carriers and can provide the information needed for the cleanup portion of your claim, including estimates, photos, project documentation and other supporting information. 
Once submitted, we can continue working with you and your adjuster throughout the cleanup process.
FASTERSUBMISSIONS &AUTHORIZATIONS
LESS PAPERWORK
DIRECT COMMUNICATIONWITH ADJUSTERS

WILL INSURANCE COVER MY CLEANUP?

Many cleanup and restoration services may be covered by insurance, depending on your policy and the cause of the damage. Bio-Clean of New Jersey is here to help make the insurance process easier. Every claim is different, and final coverage decisions are made by your insurance carrier. Our job is to make sure they have the information and documentation they need to properly review your claim.
Bio-Clean provides compassionate cleanup support and guidance for crime victims and their families.

Victim Assistance

May Be Available

If a crime has occurred in your home or on your property, insurance may not be the only source of financial assistance available. 
Crime victim compensation programs may provide financial assistance for certain expenses related to a qualifying crime, which can include crime scene cleanup in some circumstances.
Bio-Clean of New Jersey has experience working with families following difficult, sudden and unexpected events. We can provide the documentation needed for our services and help point you toward the appropriate victim assistance resources.
Additional Support
Learn About Victims Assistance 
**Eligibility and available benefits vary by program and circumstances**

Frequently Asked Questions

Every situation is unique; we tailor our cleanup services to meet specific needs, ensuring we restore your space back to a safe and clean environment.
What types of cleanup can involve an insurance claim?
Insurance claims can involve many different types of cleanup and restoration work, including water and sewage damage, biohazard cleanup, crime scene cleanup, mold remediation, odor removal, and other unexpected property damage. Coverage varies by policy, but Bio-Clean can help with the cleanup and provide the documentation needed for your claim.
Can my insurance company make me use their contractor?
In most cases, you have the right to choose the company you want to perform work on your property. Your insurance company may recommend a preferred or participating contractor, but a recommendation does not mean you are required to use that company. Because policies and circumstances can vary, review your policy or ask your carrier if you have questions about your specific claim.
Should I call Bio-Clean of New Jersey or my insurance company first?
You can call us at any point in the process. If you haven’t contacted your insurance company yet, we can talk with you about the cleanup and help you understand what information you may need when opening a claim. If you already have a claim, have your claim number and adjuster’s contact information available.
How does Bio-Clean of New Jersey help make the insurance process easier?
Bio-Clean can help take some of the work off your plate by communicating with your adjuster, providing clear documentation, answering questions about the cleanup, and supplying information related to the services we perform. Our goal is to keep the process organized and help things move as smoothly as possible from the initial cleanup through completion.
Can Bio-Clean of New Jersey work directly with my insurance adjuster?
Yes. With your Authorization, Bio-Clean of New Jersey can communicate with your adjuster regarding our portion of the cleanup, answer questions about the work being performed, and provide requested estimates, photos, invoices, and other project documentation. We advocate for you!
Do I have to wait for my insurance company before calling Bio-Clean of New Jersey?
No. You can contact Bio-Clean as soon as you discover a problem. Some situations involving biohazards, water damage, or other contamination may need prompt attention. We can assess the cleanup needs while you work through the insurance process.
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